ROI Calculator
Pick from 3 modes — Simple ROI (initial vs final), ROI with costs (account for fees and additional spend), or Monthly contributions (compound an initial deposit + recurring contributions at an annual return rate). All show net gain, ROI %, and annualized return (CAGR).
Calculations happen in your browser. Nothing is sent to a server.
ROI is an informational figure and does not include taxes, inflation or risk. Consult a financial advisor before making investment decisions.
How to use this roi calculator
- Pick a mode: Simple ROI, ROI with costs, or Monthly contributions.
- Enter the initial amount and either a final value or expected annual return %.
- Add holding period in years for annualized ROI (CAGR).
- Review total invested, final value, net gain, ROI and CAGR.
Frequently asked questions
What is CAGR (annualized ROI)?
CAGR (Compound Annual Growth Rate) is the constant yearly return that would produce the same final value. Useful for comparing investments of different durations.
How does the Monthly contributions mode work?
It compounds an initial deposit plus a recurring monthly contribution at the given annual return, monthly compounded. Shows future value, total invested and effective ROI.
Should ROI include costs?
Yes — for an accurate picture, include fees, transaction costs and additional spend. The 'ROI with costs' mode handles this.
Is this financial advice?
No. This is informational only. Consult a qualified advisor before making investment decisions.